Foreign exchange,
refined for travel.

Xylos does not hold any financial services licences itself; it is powered by Future Forex. Transactions facilitated through Xylos are executed on the Future Forex platform by Future Forex SA (Pty) Ltd, an authorised Financial Services Provider (FSP No. 51884) approved by the South African Reserve Bank to transact as a Foreign Exchange Intermediary, working with Authorised Dealers. Full details are on our Compliance page.

Yes. Ticket revenues earned in rand can be repatriated to your head office at transparent, industry-leading rates, and local obligations such as ground handling, fuel, catering and crew accommodation settled from abroad, each with the correct balance-of-payments reporting and documentation packaged for the authorised dealer. Recurring settlement schedules are handled by your dedicated account manager.

Banks typically earn on foreign exchange through the spread, a margin built invisibly into the rate, plus assorted processing fees. We quote one all-inclusive fee against the interbank rate, agreed before you transact. Because pricing is explicit, you can compare it against any bank quote, line for line.

Yes. Inbound receipts are the heart of what we do for the safari industry. International guest deposits, agent settlements and trade receipts are converted at transparent rates and reported correctly to the Reserve Bank on your behalf, with the paperwork handled by your account manager.

Where a transfer requires SARS tax compliance status or Reserve Bank approval, for example an individual's transfers beyond the R1 million single discretionary allowance, which require an Approval for International Transfer (AIT), we prepare and manage the application for you at no additional cost.

Once you're onboarded and your documentation is in order, transacting takes minutes, not days. Quotes are locked in real time and transfers executed through authorised dealers. Your account and its history are visible 24/7 from any device.

Nothing. There is no cost to onboard and no subscription. You pay only the single all-inclusive fee on each transaction, quoted and agreed before you commit.

Yes. Xylos is powered by Future Forex, an award-winning South African financial technology company and authorised Financial Services Provider (FSP No. 51884), approved by the South African Reserve Bank to transact as a Foreign Exchange Intermediary. Future Forex is the holder of these licences; Xylos holds no licences of its own and operates under an exclusive licence from Future Forex for the travel, tourism and hospitality industry. Funds move through Authorised Dealers, which are regulated South African banks, and never through informal channels. Licensed institutions hold and move the money, and every transaction carries a full audit trail.

No. Xylos works alongside your existing banking. Funds settle to and from the accounts you already hold. You simply stop paying your bank's foreign-exchange spread.

With a conversation. A specialist maps your flows, you complete FICA verification once on the secure platform, and from then on moving money is a call or a click. Most clients are ready to transact within days of first contact, depending on documentation.

Xylos is led by former Tourvest Group CFO Scholtz Fourie as Chief Executive Officer. It is powered by Future Forex, the award-winning platform from which Xylos holds an exclusive licence for the travel, tourism and hospitality industry. Read more on our About page.